Plan Your Savings: Billinsecond RD Calculator

What is an RD (Recurring Deposit)?

A Recurring Deposit (RD) is a simple savings option where you invest a fixed amount every month for a specific period. It’s perfect for people who want to build disciplined saving habits while earning steady interest. Unlike lump-sum investments, RDs are ideal for salaried individuals and small savers who prefer manageable monthly contributions.

How is Interest Calculated in RD?

The interest on an RD is compounded quarterly. Here's a basic formula used to calculate the maturity amount:

How to Use the Billinsecond RD Calculator

Step 1: Use the slider to set your monthly deposit amount.

Step 2: Choose the duration in months or years as per your savings plan.

Step 3: Adjust the interest rate to match your bank’s RD offering.

Step 4: Instantly view the calculated maturity amount based on your inputs.

Step 5: Recalculate anytime to explore different savings options.

Why Choose Billinsecond’s RD Calculator?

✔ Accurate & Instant Results: Get real-time maturity estimates as you adjust your values.

✔ Easy to Use: No formulas or confusion — just sliders and clear results.

✔ Smarter Planning: Understand how small monthly savings grow over time to help you reach your goals.

✔ 100% Free: Use it as many times as you like to plan your RDs with confidence.

Whether you're saving for a vacation, emergency fund, or future expenses, our RD Calculator helps you plan smarter and save better — one month at a time.